by Peter Ristevski | Dec 10, 2025 | FBT, FBT Calculation Method, FBT Exemptions
As the festive season approaches, many businesses are preparing to host end-of-year parties and reward employees with gifts. While celebrations are an important way to recognise team achievements, it’s equally important to understand the Fringe Benefits Tax (FBT)...
by Peter Ristevski | Dec 10, 2025 | Cashflow, Profitability, Small Business, Small Business Tips
As the new year begins, it’s common for business owners to focus on growth, more sales, more customers, more staff and more opportunities. But growth is only meaningful when you have full visibility of the numbers driving your business. Revenue can rise while profits...
by Peter Ristevski | Dec 10, 2025 | Airbnb, ATO, Short stay holiday rentals
In late 2025, the ATO released three draft documents: TR 2025/D1 (Rental property income and deductions for individuals not in business), PCG 2025/D6 (Apportionment of rental property deductions) PCG 2025/D7 (Application of section 26-50, holiday homes also rented...
by Peter Ristevski | Dec 10, 2025 | APRA, Home loans, Mortgages, Property Investment
The Australian Prudential Regulation Authority (APRA) has announced a significant shift in the way banks assess mortgage risk, introducing debt-to-income (DTI) lending limits for the first time in Australia’s history. These new rules, effective 1 February 2026, place...
by Peter Ristevski | Dec 10, 2025 | ATO, Expats, Tax Strategies
After years abroad, many Australian expats are making the decision to return home. Amid career changes, lifestyle planning, and financial reshaping, one area consistently overlooked—but critically important—is tax planning. Re-entering the Australian tax system...