by Peter Ristevski | Aug 13, 2025 | Business, Small Business Tips
Personal guarantees are often signed without much thought – until things go wrong. Whether it’s a lease, loan, or supplier agreement, they can put your home, savings, and other personal assets at risk if your business can’t meet its obligations. What Is a Personal...
by Investment Plus Accounting Group | Jun 12, 2025 | Business, Business Insurance, Small Business Tips
Disasters don’t announce themselves — they arrive fast, disrupt operations, and leave a financial mess behind. While you might already have insurance for your premises or equipment, Business Interruption Insurance (BI) is what helps keep your business alive when...
by Investment Plus Accounting Group | Jun 12, 2025 | Business, EOFY, Small Business, Small Business Tips, Tax Planning
As the 2025–26 financial year begins, many small and medium-sized business owners in Australia are re-evaluating their structures and strategies in response to economic uncertainty, rising costs, and tighter margins. If your business is experiencing financial strain...
by Investment Plus Accounting Group | May 31, 2025 | Business, EOFY, Small Business, Small Business Tips, Tax Planning
The Instant Asset Write-Off is a powerful tax incentive that allows eligible small businesses to immediately deduct the full cost of qualifying business assets, rather than depreciating them over several years. This can lead to significant tax savings and improved...
by Peter Ristevski | May 18, 2025 | Business, EOFY, Small Business, Small Business Tips, Tax Planning
As the 2024/2025 financial year draws to a close, small business owners have a valuable opportunity to reduce their tax liability, improve their cash flow, and ensure full compliance with Australian tax regulations. By undertaking tax planning early and...
by Investment Plus Accounting Group | Apr 30, 2025 | Business, Company, Sole Trader, Structures, Tax & Accounting
Choosing the right business structure—sole trader vs company—is a key decision that affects tax obligations, legal liability, administrative workload, and growth potential. While many businesses start as sole traders due to simplicity, increasing income and risk...