by Peter Ristevski | Dec 10, 2025 | APRA, Home loans, Mortgages, Property Investment
The Australian Prudential Regulation Authority (APRA) has announced a significant shift in the way banks assess mortgage risk, introducing debt-to-income (DTI) lending limits for the first time in Australia’s history. These new rules, effective 1 February 2026, place...
by Investment Plus Accounting Group | Oct 19, 2025 | Offset accounts, Property Loans
As the Australian housing market continues to evolve, property investors are increasingly exploring strategic financial tools to optimise their investment returns and manage loan repayments. Two common features attached to home and investment loans in Australia—offset...
by Investment Plus Accounting Group | Oct 19, 2025 | 5 % Deposit Scheme, First Home Buyers
The Australian Government 5% Deposit Scheme (previously known as the Home Guarantee Scheme) is a federal initiative that enables eligible first home buyers to purchase a property with a minimum deposit of 5 %, by having the government act as guarantor for a portion...
by Investment Plus Accounting Group | Apr 23, 2025 | Construction Loans, Home loans
Construction loans are a specialised type of financing designed for building new homes, renovating properties, or making large-scale additions. Unlike traditional home loans, construction loans are released in stages as the project progresses. Whether you’re an...
by Investment Plus Accounting Group | Apr 6, 2025 | Finance, Home loans, Non Bank Lenders
In today’s fast-paced financial landscape, flexibility and speed often outweigh the traditional routes of securing a loan. For many borrowers, Non-Bank Lenders are becoming the go-to solution for funding needs across various sectors. Whether you’re navigating...
