by Peter Ristevski | Dec 10, 2025 | APRA, Home loans, Mortgages, Property Investment
The Australian Prudential Regulation Authority (APRA) has announced a significant shift in the way banks assess mortgage risk, introducing debt-to-income (DTI) lending limits for the first time in Australia’s history. These new rules, effective 1 February 2026, place...
by Investment Plus Accounting Group | Oct 19, 2025 | 5 % Deposit Scheme, First Home Buyers
The Australian Government 5% Deposit Scheme (previously known as the Home Guarantee Scheme) is a federal initiative that enables eligible first home buyers to purchase a property with a minimum deposit of 5 %, by having the government act as guarantor for a portion...
by Investment Plus Accounting Group | Jun 12, 2025 | First Home Super Scheme (FHSS), Property Investment
For many Australians, saving for a first home deposit is one of life’s most challenging financial milestones. Rising property prices, inflation, and everyday living costs can make it difficult to build a deposit fast enough. That’s where the First Home Super Saver...
by Investment Plus Accounting Group | May 31, 2025 | Home loans, Property Investment
Australian property investors are presented with a unique opportunity to reassess their mortgage strategies. With the Reserve Bank of Australia’s (RBA) recent interest rate cuts and a competitive lending market, refinancing has become an attractive option for many....
by Investment Plus Accounting Group | Apr 30, 2025 | Foreign Investors, Managed Investment Trusts, Property Investment, Trusts
Trusts are a common investment vehicle in Australia, particularly for groups of investors seeking to pool funds into passive income-generating assets such as property or infrastructure. For tax purposes, trusts are typically treated as flow-through entities, meaning...
