by Investment Plus Accounting Group | Oct 19, 2025 | Deeming Rates, Retirement Planning
Five years after being cut to historic lows during the COVID-19 pandemic, deeming rates have now increased — impacting how the government calculates your income from financial assets. This change could affect how much age pension or other Centrelink income support you...
by Investment Plus Accounting Group | Sep 28, 2025 | Retirement Planning
Planning for retirement can feel overwhelming, especially when the definition of a “comfortable retirement” varies so widely from one person to the next. Some Australians dream of travelling the world, while others simply want a peaceful lifestyle close to...
by Investment Plus Accounting Group | Jul 24, 2025 | Downsizing, Retirement Planning, Superannuation, Wealth Planning
If you’re planning to sell your home later in life, you may have a valuable opportunity to supercharge your retirement savings — even if you’re already retired or have a high super balance. Since 1 January 2023, Australians aged 55 or older can contribute up...
by Investment Plus Accounting Group | Jul 23, 2025 | Retirement Planning, Superannuation, Wealth Planning
If retirement is just around the corner and you’ve built up a sizeable bank of accrued leave, you may be facing a tough question: Should you take a well-earned break now or cash it out as a lump sum when you retire? While both options might seem attractive, the...
by Investment Plus Accounting Group | Apr 23, 2025 | Downsizing, Retirement Planning
There are many reasons why you might be thinking about downsizing. Perhaps you want a smaller, easier-to-maintain property, you’re looking to be closer to family, or you want to free up equity to fund retirement, travel, or a lifestyle change. For some, it’s about...
by Investment Plus Accounting Group | Feb 5, 2025 | Retirement Planning, SMSF, Superannuation, Wealth Planning
Superannuation (super) is one of the most crucial aspects of your financial planning for retirement in Australia. However, many people find that their superannuation savings fall short of what they need for a comfortable retirement. The good news is that there are...
