by Investment Plus Accounting Group | Apr 6, 2025 | How To, Investments, Superannuation, Wealth Planning
Choosing the right investment option for your superannuation is crucial for building a comfortable retirement. With various investment choices available, understanding their distinct characteristics and associated risks is key to selecting the best option for your...
by Investment Plus Accounting Group | Mar 6, 2025 | Superannuation
Several significant developments are causing considerable attention in the world of superannuation, and 2025 promises to be a year of potential changes. Let’s take a closer look at some of the key issues to be aware of. $3 Million Superannuation Cap – Division 296 One...
by Investment Plus Accounting Group | Feb 5, 2025 | Retirement Planning, SMSF, Superannuation, Wealth Planning
Superannuation (super) is one of the most crucial aspects of your financial planning for retirement in Australia. However, many people find that their superannuation savings fall short of what they need for a comfortable retirement. The good news is that there are...
by Investment Plus Accounting Group | Dec 2, 2024 | Retirement Planning, salary sacrifice, SMSF, Superannuation, Wealth Planning
Salary sacrificing into superannuation involves directing a portion of your pre-tax income into your super fund. This can help you boost your retirement savings while potentially reducing your tax liability. If you’re considering this strategy, here’s a...
by Peter Ristevski | Jul 2, 2024 | Retirement Planning, SMSF, Superannuation
SMSF capital gains tax can vary significantly based on how your SMSF is structured and how long the asset being sold was owned. By understanding the application of SMSF capital gains tax, you can manage the sale of assets within your SMSF in a way that minimises tax –...
by Peter Ristevski | Jun 20, 2024 | SMSF, Superannuation
Generally, superannuation is designed to provide retirement income and your savings can’t be accessed until you reach a certain age and retire. In this article we look at how you can access your super. It sounds simple enough, but in practice there are multiple ways...
