It’s easy to see why property investment is a tried and tested way of building wealth in Australia.
Firstly, history tells us that Australian property prices go up in the long term, despite the occasional fall. So there are great, inflation-busting returns on offer, as well as a passive income stream if the property is tenanted.
Then there’s the fact you get to diversify your portfolio away from the volatile stock market in an asset class that’s commonly viewed as being as ‘safe as houses’, because people will always need a place to live.
So imagine if there was a way you could get all those benefits, but without the time, stress and hassle that typically comes with owning investment property yourself.
There is – by being the bank.
How to be the bank!
Traditionally, when someone needed money to fund a real estate investment their only option was a mainstream bank. But getting a loan from a bank often feels like getting blood from a stone, with lots of hoops to jump through and no guarantee you’ll get approved. That’s because mainstream banks are typically risk-averse, so many borrowers just don’t fit their tick-box criteria – even if they are otherwise completely creditworthy.
Fortunately, alternative financing solutions now exist, such as those offered by Credit Connect Group.
Credit Connect Group helps borrowers secure finance from private investors. These private loans are interest-only, have a maximum loan term of three years and are secured by a registered first mortgage against Australian real estate. To reduce risk further, borrowers need to have large deposits (typically at least 35%) and can only buy quality properties in capital cities with good resale value.
You could be one of the private investors financing these borrowers. Earn 5-9% per annum with full control over where your money goes.
In exchange for being the bank, you can earn 5-9% per annum when you invest through Credit Connect Group. What’s more, we’ll manage the entire loan on your behalf. So all you have to do is sit back and wait for the monthly interest payments to land in your bank account. And just like a bank, you have full control over where your money goes, thanks to our simple, transparent investor portal. This gives you access to investment opportunities 24 hours a day, 7 days a week where you can:
- Choose from a variety of property loan investment opportunities that pay you interest rates of 5-9%
- Select the individual loan type, loan amount, return, term, location and LVR that matches your investment goals and risk profile
Do you want to be the bank and earn 5-9% per annum? Investment Plus Accounting Group is partnering with Credit Connect to offer our clients an alternative source of real estate investment opportunities. To find out how you can diversify your investment portfolio, call our office to discuss.
How can we help?
If you have any questions or would like further information or you are seeking property tax advice, please feel free to contact our office via email –info@investplusaccounting.com.au or phone 02 9299 7000 to either speak with someone or arrange a time for a meeting so we can discuss your requirements in more detail. You can arrange a free 15 minute no obligation chat to discuss your options. Please arrange an appointment with our office by clicking here
Source: Credit Connect Group. www.ccg.com.au
General Advice Warning
The material on this page and on this website has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained on this page and on this website is General Advice and does not take into account any person’s particular investment objectives, financial situation and particular needs.
Before making an investment decision based on this advice you should consider, with or without the assistance of a securities adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. In addition, the examples provided on this page and on this website are for illustrative purposes only.
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