by Peter Ristevski | Dec 10, 2025 | APRA, Home loans, Mortgages, Property Investment
The Australian Prudential Regulation Authority (APRA) has announced a significant shift in the way banks assess mortgage risk, introducing debt-to-income (DTI) lending limits for the first time in Australia’s history. These new rules, effective 1 February 2026, place...
by Investment Plus Accounting Group | May 31, 2025 | Home loans, Property Investment
Australian property investors are presented with a unique opportunity to reassess their mortgage strategies. With the Reserve Bank of Australia’s (RBA) recent interest rate cuts and a competitive lending market, refinancing has become an attractive option for many....
by Investment Plus Accounting Group | Apr 23, 2025 | Construction Loans, Home loans
Construction loans are a specialised type of financing designed for building new homes, renovating properties, or making large-scale additions. Unlike traditional home loans, construction loans are released in stages as the project progresses. Whether you’re an...
by Investment Plus Accounting Group | Apr 6, 2025 | Finance, Home loans, Non Bank Lenders
In today’s fast-paced financial landscape, flexibility and speed often outweigh the traditional routes of securing a loan. For many borrowers, Non-Bank Lenders are becoming the go-to solution for funding needs across various sectors. Whether you’re navigating...
by Peter Ristevski | Mar 24, 2025 | Credit Scores, Home loans
Investing in property has long been a proven strategy for building wealth, but for individuals with a poor credit history, it can feel like an uphill battle. Traditional lenders are often hesitant to approve home loans for those with bad credit, making homeownership...
by Investment Plus Accounting Group | Dec 2, 2024 | Home loans, How To, Mortgages, Refinancing
With interest rates fluctuating and the cost of living continuing to rise, it’s a smart move to consider strategies that can help you pay off your home loan faster. Whether you’re looking to pay down your mortgage more aggressively or simply manage your payments more...
