by Investment Plus Accounting Group | May 9, 2024 | Home loans, Mortgages, Peter Ristevski, Refinancing
Refinancing your home loan is a strategic financial move that can provide numerous benefits, including lower interest rates, reduced monthly payments, access to equity, and more. However, it’s essential to carefully consider your individual circumstances and...
by Peter Ristevski | Jan 22, 2024 | Finance and Loans, How To, Mortgages, Refinancing
Why pay down your home loan faster You might wish to boost your repayments now, so that you can enjoy the freedom of being mortgage-free. This could help bring forward the overseas holiday you’ve been promising yourself, or help your children complete their education....
by Investment Plus Accounting Group | Jul 21, 2023 | Finance, Finance and Loans, Housing Prices, Money Saving Tips, Refinancing
We understand that loans can be a valuable financial tool. You can’t live with them or without them. They provide individuals and businesses with the necessary funds to achieve their goals. However, there can be several problems associated with loans. Avoiding common...
by Investment Plus Accounting Group | Jul 11, 2023 | Finance, Finance and Loans, Money Saving Tips, Mortgages, Refinancing
The Reserve Bank of Australia (RBA) has been steadily increasing the cash rate since May 2022, causing a ripple effect that has left many investors with variable-interest loans on their investment properties wrestling with the consequences. As interest rates continue...
by Investment Plus Accounting Group | Jun 8, 2023 | Interest Rates, Mortgages, Property Investment, Refinancing
Interest rates are going to rise and the impact of 12 increases has resulted in many Australians experiencing mortgage stress. Borrowers feel imprisoned by their rising mortgages, but you can do something to escape mortgage stress if you act now. Almost 880,000...
by Investment Plus Accounting Group | Jul 19, 2022 | Credit Reports, Finance, Home loans, Refinancing
Want to refinance your mortgage but worried you’ll be rejected? Why do some lenders reject applications to refinance mortgages? Your credit score is too low When you apply to refinance your loan, you’re essentially applying for a whole new mortgage. That means a...